@import url('https://fonts.googleapis.com/css2?family=Playfair+Display:ital,wght@0,500;0,600;0,700;1,500&family=DM+Sans:wght@400;500;700&family=IBM+Plex+Mono:wght@500&display=swap');

:root{
  --navy:#1E3A6E;
  --navy-deep:#122747;
  --gold:#C9A227;
  --gold-soft:#D8BE6B;
  --paper:#F6F3EA;
  --paper-raised:#FFFFFF;
  --ink:#1E2430;
  --slate:#5A6270;
  --line:#DCD5C4;
  --line-dark:rgba(255,255,255,0.14);
  --maxw:1180px;
}

*{box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{
  margin:0;
  background:var(--paper);
  color:var(--ink);
  font-family:'DM Sans',sans-serif;
  font-size:16px;
  line-height:1.6;
  -webkit-font-smoothing:antialiased;
}
h1,h2,h3,h4{
  font-family:'Playfair Display',serif;
  font-weight:600;
  line-height:1.15;
  margin:0 0 0.5em;
  color:var(--navy);
}
p{margin:0 0 1em; max-width:62ch;}
a{color:inherit;}
.wrap{max-width:var(--maxw); margin:0 auto; padding:0 28px;}
img{max-width:100%; display:block;}

/* ---------- Ledger-line motif: a stepped running-total line used as a signature device ---------- */
.ledger-rule{
  width:100%; height:14px; display:block; margin:0 0 44px;
}
.ledger-rule svg{width:100%; height:100%; display:block;}

/* ---------- Top identity bar (always visible, static) ---------- */
.idbar{
  background:var(--navy);
  color:#fff;
  padding:16px 0;
}
.idbar .wrap{display:flex; align-items:center; justify-content:space-between; gap:24px;}
.logo-lockup{display:flex; align-items:baseline; gap:10px; text-decoration:none; color:#fff;}
.logo-lockup .name{display:flex; flex-direction:column;}
.logo-lockup .name .main{font-family:'Playfair Display',serif; font-weight:700; font-size:19px; letter-spacing:0.01em;}
.logo-lockup .name .main .amp-inline{font-style:italic; color:var(--gold-soft); font-weight:700; padding:0 2px;}
.logo-lockup .name .sub{font-size:10.5px; letter-spacing:0.14em; color:var(--gold-soft); margin-top:2px;}
.idbar-links{display:flex; gap:26px; font-size:14px;}
.idbar-links a{text-decoration:none; color:#DCE3F0; padding:4px 0; border-bottom:1px solid transparent; transition:border-color .2s, color .2s;}
.idbar-links a:hover, .idbar-links a.active{color:#fff; border-color:var(--gold-soft);}

.nav-dropdown{position:relative;}
.nav-dropdown > a{display:inline-flex; align-items:center; gap:4px;}
.nav-caret{font-size:9px; position:relative; top:1px; transition:transform .15s ease;}
.nav-dropdown:hover .nav-caret{transform:rotate(180deg);}
.nav-dropdown-panel{
  position:absolute; top:100%; left:0; margin-top:14px; min-width:230px;
  background:var(--navy-deep); border:1px solid var(--line-dark); padding:8px 0;
  opacity:0; visibility:hidden; transform:translateY(-6px);
  transition:opacity .18s ease, transform .18s ease, visibility 0s linear .18s;
  box-shadow:0 16px 34px rgba(0,0,0,0.3); z-index:1200;
}
.nav-dropdown:hover .nav-dropdown-panel, .nav-dropdown:focus-within .nav-dropdown-panel{
  opacity:1; visibility:visible; transform:translateY(0);
  transition:opacity .18s ease, transform .18s ease, visibility 0s linear 0s;
}
.nav-dropdown-panel a{display:block; padding:9px 20px; font-size:13.5px; color:#CBD4E3; text-decoration:none; border-bottom:none;}
.nav-dropdown-panel a:hover{color:#fff; background:rgba(255,255,255,0.06);}
.idbar-cta{
  font-size:13px; font-weight:700; color:var(--navy-deep); background:var(--gold-soft);
  padding:9px 18px; border-radius:2px; text-decoration:none; white-space:nowrap;
}

/* ---------- Mobile hamburger + fade-in dropdown menu ---------- */
.menu-btn{
  display:none;
  background:none; border:none; cursor:pointer;
  width:34px; height:28px; padding:0; position:relative; z-index:1100;
  flex:none;
}
.menu-btn span{
  display:block; position:absolute; left:0; right:0; height:2px; background:#fff;
  transition:transform .25s ease, opacity .2s ease, top .25s ease;
}
.menu-btn span:nth-child(1){top:2px;}
.menu-btn span:nth-child(2){top:13px;}
.menu-btn span:nth-child(3){top:24px;}
.menu-btn.open span:nth-child(1){top:13px; transform:rotate(45deg);}
.menu-btn.open span:nth-child(2){opacity:0;}
.menu-btn.open span:nth-child(3){top:13px; transform:rotate(-45deg);}

.mobile-menu{
  position:fixed; inset:0; z-index:1050;
  background:var(--navy-deep);
  display:flex; flex-direction:column;
  align-items:flex-start; justify-content:center;
  gap:6px; padding:0 40px;
  opacity:0; visibility:hidden;
  transform:translateY(-8px);
  transition:opacity .3s ease, transform .3s ease, visibility 0s linear .3s;
}
.mobile-menu.open{
  opacity:1; visibility:visible; transform:translateY(0);
  transition:opacity .3s ease, transform .3s ease, visibility 0s linear 0s;
}
.mobile-menu a{
  color:#fff; text-decoration:none;
  font-family:'Playfair Display',serif; font-size:30px; font-weight:600;
  padding:12px 0; border-bottom:1px solid var(--line-dark); width:100%;
}
.mobile-menu a.active{color:var(--gold-soft);}
.mobile-menu a.mm-sub{
  font-family:'DM Sans',sans-serif; font-size:16px; font-weight:500;
  padding:9px 0 9px 18px; border-bottom:none; color:#B9C4D9;
}
.mobile-menu a.mm-sub.active{color:var(--gold-soft);}
.mobile-menu .mm-cta{
  margin-top:26px; font-family:'DM Sans',sans-serif; font-size:14px; font-weight:700;
  color:var(--navy-deep); background:var(--gold-soft); padding:12px 24px; border-radius:2px;
  border-bottom:none; width:auto;
}

/* ---------- Fade-in condensed nav on scroll (ported pattern) ---------- */
.fadenav{
  position:fixed; top:0; left:0; right:0; z-index:999;
  background:var(--navy-deep);
  border-bottom:1px solid var(--line-dark);
  opacity:0; transform:translateY(-100%);
  transition:opacity .4s ease, transform .4s ease;
  pointer-events:none;
}
.fadenav.visible{opacity:1; transform:translateY(0); pointer-events:auto;}
.fadenav .wrap{display:flex; align-items:center; justify-content:space-between; padding:11px 28px;}
.fadenav-title{font-family:'Playfair Display',serif; color:#fff; font-size:14.5px; font-weight:700;}
.fadenav-links{display:flex; gap:22px; font-size:13px;}
.fadenav-links a{text-decoration:none; color:#CBD4E3; transition:color .15s;}
.fadenav-links a:hover{color:var(--gold-soft);}

/* ---------- Hero ---------- */
.hero{
  background:var(--navy);
  color:#fff;
  padding:78px 0 64px;
  position:relative;
  overflow:hidden;
}
.hero .wrap{position:relative; z-index:2;}
.hero-eyebrow{font-size:13px; letter-spacing:0.04em; color:var(--gold-soft); margin-bottom:14px;}
.hero h1{color:#fff; font-size:44px; max-width:26ch; margin-bottom:22px;}
.hero p.lede{color:#D9E0EC; font-size:18px; max-width:52ch;}
.hero-cta-row{display:flex; gap:16px; margin-top:30px; align-items:center; flex-wrap:wrap;}
.btn-gold{
  background:var(--gold-soft); color:var(--navy-deep); font-weight:700; font-size:14.5px;
  padding:13px 26px; text-decoration:none; border-radius:2px; display:inline-block;
}
.btn-outline{
  border:1px solid rgba(255,255,255,0.4); color:#fff; font-size:14.5px;
  padding:12px 24px; text-decoration:none; border-radius:2px; display:inline-block;
}

/* Chart motif in hero: two diverging lines — backward-looking flat bars vs forward CFO trend */
.hero-chart{
  position:absolute; right:-40px; bottom:62px; width:520px; height:340px; opacity:0.9; z-index:1;
}
@media (max-width:980px){ .hero-chart{display:none;} }

/* ---------- Section rhythm ---------- */
section{padding:74px 0;}
.section-tight{padding:54px 0;}
.eyebrow{font-size:12.5px; letter-spacing:0.04em; color:var(--gold); font-weight:700; margin-bottom:10px;}
.section-head{max-width:640px; margin-bottom:44px;}
.section-head h2{font-size:32px;}
.section-head p{color:var(--slate); font-size:16.5px;}

/* ---------- Cards / grids ---------- */
.grid-3{display:grid; grid-template-columns:repeat(3,1fr); gap:0;}
.grid-3 .card{padding:30px 30px 30px 0; border-left:1px solid var(--line);}
.grid-3 .card:first-child{border-left:none; padding-left:0;}
.grid-3 .card{padding-left:30px;}
.card h3{font-size:19px; margin-bottom:10px;}
.card p{color:var(--slate); font-size:15px;}
.card .icon{margin-bottom:16px;}
.card .icon svg{display:block;}

.step .icon{margin-bottom:2px;}
.step-icon-row{display:flex; align-items:flex-start; gap:22px;}

.illus-panel{border:1px solid var(--line); background:var(--paper-raised); padding:0;}
.illus-panel svg{width:100%; height:auto; display:block;}
.illus-caption{padding:16px 22px; border-top:1px solid var(--line); font-size:13px; color:var(--slate);}

.platform-mockup{margin-top:36px;}
.platform-mockup svg{width:100%; height:auto; display:block; filter:drop-shadow(0 18px 40px rgba(18,39,71,0.16));}
.platform-mockup-caption{margin-top:16px; font-size:13px; color:var(--slate); max-width:60ch;}
@media (max-width:860px){
  .grid-3{grid-template-columns:1fr; gap:28px;}
  .grid-3 .card{border-left:none; border-top:1px solid var(--line); padding:26px 0 0 !important;}
  .grid-3 .card:first-child{border-top:none;}
}

.grid-4{display:grid; grid-template-columns:repeat(4,1fr); gap:0;}
.grid-4 > div{padding:0 24px; border-left:1px solid var(--line);}
.grid-4 > div:first-child{border-left:none; padding-left:0;}
@media (max-width:980px){
  .grid-4{grid-template-columns:1fr 1fr; gap:28px;}
  .grid-4 > div{border-left:none; border-top:1px solid var(--line); padding:22px 0 0 !important;}
  .grid-4 > div:nth-child(1), .grid-4 > div:nth-child(2){border-top:none;}
}
@media (max-width:560px){
  .grid-4{grid-template-columns:1fr;}
  .grid-4 > div{border-top:1px solid var(--line) !important;}
  .grid-4 > div:first-child{border-top:none !important;}
}

.grid-2{display:grid; grid-template-columns:1fr 1fr; gap:60px; align-items:start;}
@media (max-width:860px){ .grid-2{grid-template-columns:1fr; gap:36px;} }

/* ---------- Process steps (legitimately sequential) ---------- */
.steps{counter-reset:step;}
.step{
  display:grid; grid-template-columns:56px 1fr; gap:22px;
  padding:26px 0; border-top:1px solid var(--line);
}
.step:last-child{border-bottom:1px solid var(--line);}
.step .num{
  font-family:'Playfair Display',serif; font-size:26px; font-weight:700; color:var(--gold);
}
.step h4{font-size:17px; margin-bottom:6px; color:var(--navy);}
.step p{color:var(--slate); font-size:15px; margin:0;}

/* ---------- CMA / credential panel ---------- */
.panel{
  background:var(--paper-raised);
  border:1px solid var(--line);
  padding:40px;
}
.compare{display:grid; grid-template-columns:1fr 1fr; gap:0; margin-top:30px;}
.compare > div{padding:24px 28px;}
.compare .trad{border-right:1px solid var(--line); color:var(--slate);}
.compare .cma{background:var(--navy); color:#fff;}
.compare h4{font-size:13px; letter-spacing:0.03em; margin-bottom:14px;}
.compare .trad h4{color:var(--slate);}
.compare .cma h4{color:var(--gold-soft);}
.compare ul{margin:0; padding-left:18px; font-size:14.5px;}
.compare li{margin-bottom:8px;}
@media (max-width:700px){
  .compare{grid-template-columns:1fr;}
  .compare .trad{border-right:none; border-bottom:1px solid var(--line);}
}

/* ---------- CTA band ---------- */
.cta-band{
  background:var(--navy-deep); color:#fff; text-align:left;
}
.cta-band .wrap{display:flex; align-items:center; justify-content:space-between; gap:30px; flex-wrap:wrap;}
.cta-band h2{color:#fff; font-size:28px; margin:0; max-width:22ch;}

/* ---------- Footer ---------- */
footer{background:var(--navy); color:#B9C4D9; padding:50px 0 30px; font-size:13.5px;}
footer .wrap{display:grid; grid-template-columns:2fr 1fr 1fr 1fr; gap:30px;}
footer h5{color:#fff; font-size:12.5px; letter-spacing:0.04em; margin:0 0 14px;}
footer a{color:#B9C4D9; text-decoration:none; display:block; margin-bottom:8px;}
footer a:hover{color:var(--gold-soft);}
.footer-bottom{border-top:1px solid var(--line-dark); margin-top:36px; padding-top:20px; color:#8C9AB4; font-size:12px;}
@media (max-width:780px){ footer .wrap{grid-template-columns:1fr 1fr; } }

/* ---------- Industry / page-specific blocks ---------- */
.stat-row{display:flex; gap:50px; flex-wrap:wrap;}
.stat{}
.stat .n{font-family:'Playfair Display',serif; font-size:36px; color:var(--navy); font-weight:700;}
.stat .l{font-size:13px; color:var(--slate); max-width:20ch;}

.pill{
  display:inline-block; font-size:12px; letter-spacing:0.03em; color:var(--navy);
  background:rgba(30,58,110,0.08); padding:5px 12px; border-radius:2px; margin-bottom:16px;
}

.pill-row{display:flex; align-items:center; justify-content:space-between; gap:16px; margin-bottom:16px;}
.pill-row .pill{margin-bottom:0;}
.learn-more-btn{
  display:inline-flex; align-items:center; gap:6px; font-size:12.5px; font-weight:700;
  color:var(--navy); border:1px solid var(--navy); padding:6px 14px; border-radius:2px;
  text-decoration:none; white-space:nowrap; transition:background .15s, color .15s;
}
.learn-more-btn:hover{background:var(--navy); color:#fff;}

blockquote{
  font-family:'Playfair Display',serif; font-style:italic; font-size:20px; color:var(--navy);
  border-left:3px solid var(--gold); padding-left:22px; margin:0; max-width:52ch;
}

/* Mobile nav links */
@media (max-width:900px){
  .idbar-links{display:none;}
  .fadenav-links{display:none;}
  .menu-btn{display:block;}
  .idbar-cta{display:none;}
  .idbar .wrap{gap:12px;}
  .hero h1{font-size:33px;}
}
@media (max-width:480px){
  .logo-lockup .sub{display:none;}
  .logo-lockup .main{font-size:16px;}
  .logo-lockup .name .main .amp-inline{font-size:16px;}
}

/* ---------- CTA band: copy + actions ---------- */
.cta-band .cta-copy{max-width:60ch;}
.cta-band .cta-note{color:#B9C4D9; font-size:15px; margin:12px 0 0;}
.cta-band .cta-actions{display:flex; flex-direction:column; align-items:flex-start; gap:14px;}
.cta-band .cta-secondary{color:var(--gold-soft); font-size:14px; text-decoration:underline; text-underline-offset:3px;}
.cta-band .cta-secondary:hover{color:#fff;}

/* ---------- Insights articles ---------- */
.article{max-width:720px;}
.article h2{font-size:26px; margin:42px 0 12px;}
.article p, .article li{color:var(--ink); font-size:17px; line-height:1.7;}
.article ul, .article ol{padding-left:22px;}
.article .byline{color:var(--slate); font-size:14px; margin-bottom:30px;}
.article table{border-collapse:collapse; width:100%; margin:18px 0 8px; font-size:15px;}
.article th, .article td{border-bottom:1px solid var(--line); padding:9px 10px; text-align:left;}
.article td.num, .article th.num{text-align:right; font-variant-numeric:tabular-nums;}
.article .table-wrap{overflow-x:auto;}
.article .note{font-size:14px; color:var(--slate);}
.insight-list .card h3 a{color:var(--navy); text-decoration:none;}
.insight-list .card h3 a:hover{text-decoration:underline;}
.article td:first-child, .article th:first-child{white-space:nowrap;}