Whether you are buying a competitor or weighing an offer for your own company, the first question is the same: does the deal work? Our platform answers it with the numbers a lender will ask about.
You keep the accounting software you use today. The platform works from its standard reports.
We build the deal from the purchase price, closing costs, and working capital need, then lay out how it will be funded.
Debt service on each loan is tested against the cash the combined business is expected to produce.
Payback and return on the buyer’s equity show whether the deal is worth the risk, before you pay for formal advice.
Know whether the deal works before the meter starts running.
Advisors are worth their fees once you are serious. This tells you when you should be.
A sample page from a client package. The company and figures are fictional.
| Purchase price | $4,200,000 |
| Working capital at close | $300,000 |
| Transaction fees | $150,000 |
| Total uses | $4,650,000.00 |
| Senior term loan, 7 yr, 8% | $2,800,000 |
| Seller note, 5 yr, 6% | $700,000 |
| Buyer equity | $1,150,000 |
| Total sources | $4,650,000.00 |
Annual debt service of $686,092.32 (monthly payments of $43,641.40 and $13,532.96) is covered 1.53x by the combined business's cash flow, above the bank's 1.25x requirement. The deal works at this price. Recommend proceeding to a letter of intent.
This analysis helps you decide whether to pursue a deal. It does not replace legal, tax, or transaction advisors when you proceed.
Comparisons describe the standard features of widely used small-business accounting software, as published by their makers in October 2026. Those products change often; we review this page every quarter.
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